Wednesday, August 28, 2019

Tropical Storm Dorian Travel insurance Update


Tropical Storm Dorian is expected to make landfall in Puerto Rico this weekend, potentially as a category 1 hurricane. Dorian's center will pass over or near Puerto Rico and the U.S. and British Virgin Islands later Wednesday and the storm will be near hurricane strength when it does. Rainfall amounts of 4 to 6 inches are expected, with ten inches in some places.  Dorian is on track to hit the Bahamas and Florida in coming days.

For those with travel insurance, you may be covered as travelers can be refunded their entire trip cost if their flight or cruise to their destination is canceled by the storm or if their accommodations at their destination are rendered uninhabitable. Those travelers with Cancel For Any Reason (CFAR) coverage have added flexibility and may elect to cancel their vacation plans to avoid the weather. CFAR decisions and claims must be initiated 48 hours in advance of start of travel.

It is too late to purchase travel insurance for Dorian as travel insurance only covers unforeseen events. As Dorian became a named storm on August 24th, new policies purchased on or after that date will not refund trips cancelled by this storm.

Travel policies purchase now may not cover Dorian, but as we are in the heart of the hurricane season and this will likely not be the last storm of the year, it will cover future storms yet to be named.  Protect your travel investment by purchasing travel protection at www.travelprotection.insure.


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