Most folks purchase travel
insurance at the time they make their initial travel plans, but that is not
always the case. There are some significant
benefits that can be had when travel protection is purchased within 14 days
of making the initial travel reservations.
Play Travel Protection from
Rental Guardian offers coverage for pre-existing health conditions and the
opportunity to consider a Cancel-For-Any-Reason (CFAR) policy during that
14-day window.
Travel insurance plans have an
automatic exclusion for pre-existing conditions. That means they do not provide coverage for an
existing condition, which is defined as any injury, illness, disease or other
medical condition that occurs prior to the travel plan’s purchase date and for
which a person has had symptoms and sought diagnosis and is under medical
treatment and/or prescribed medications.
It can run the gamut from high blood pressure, asthma, diabetes, cancer,
old injuries and the like.
Our travel insurance plans cover pre-existing
conditions by offering a waiver to the exclusion, but only if the insurance is
purchase within 14 days of the initial trip deposit. Having
pre-existing coverage means that the medical coverage terms provided by your
policy is in effect because the pre-existing exclusion is waived.
Our travel plans are ‘group’
plans covering everyone in the traveling party.
The reality is that the person making the arrangements for accommodations
is likely not aware of the health history of his or her traveling companions,
let alone their family members. It very
well could be that someone is being treated for a heath condition that could
take a turn for the worse at just the wrong time, resulting in a wrinkle to the
best laid vacation plans.
A travel policy is a low-cost
means for protecting against the loss of any non-refundable trip costs. Like any insurance, a low outlay upfront can
provide peace of mind for covering the unexpected, knowing that your financial investment
is not at risk. A standard group policy
is just 7% of the desired coverage amount.
In the case of the Play Travel policy from Nationwide, it provides
protection for 30 events ranging from injury, death, airline delays, auto
accidents, job related issues and more. A CFAR policy expands your options by
providing you with the ability to cancel for reasons outside of the standard 30
coverage events. CFAR coverage costs are
9.8% of the desired coverage amount.
If travel protection is part of
your travel plans, opt to purchase it at the time of your reservation and enjoy
the added benefits at no additional cost.
For additional information, we encourage you to visit www.protectionbrands.com.
Products offered by Insure Stays Insurance
Group, powered by the RentalGuardian.com platform. Travel Insurance is
underwritten by Nationwide® Mutual Insurance Companies and Affiliated
Companies, Columbus, OH.
No comments:
Post a Comment